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Insurance law · Dutch law

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Insurer rejects your claim: when should you contact a lawyer?Insurance refusing to pay? Learn how to examine the rejection, gather evidence and choose between a complaint, Kifid and an insurance lawyer.Your insurer accuses you of fraud: when to involve a lawyerAn insurance fraud allegation can affect your claim, policy and registration. Prepare the facts and challenge each measure with specialist advice.Insurance EVR registration: access, removal and legal helpYour insurer has entered your details in the EVR? Learn how to obtain records, challenge the grounds and duration, and prepare a removal request.Coverage dispute with your insurer: interpreting the policy and getting legal helpDisagreement about an exclusion or policy wording? Prepare your coverage dispute with the correct terms, relevant facts and specialist legal advice.Independent assessment of insurance damage: costs and legal helpDisagree with your insurer’s damage valuation? Learn when an independent expert helps, which cost questions to ask and when to consult a lawyer.
About this website · Insurance law

Independent legal information. This is not a government website or a law firm. We explain Dutch law in every language. Each article addresses a specific question, uses primary sources and offers practical next steps.

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Insurer rejects your claim: when should you contact a lawyer?NL · ToolsYour insurer accuses you of fraud: when to involve a lawyerNL · ToolsInsurance EVR registration: access, removal and legal helpNL · Tools
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Claims and cover

Insurer rejects your claim: when should you contact a lawyer? · Coverage dispute with your insurer: interpreting the policy and getting legal help · Insurer not responding or paying late: how can a lawyer help?

Evidence and assessment

Your insurer accuses you of fraud: when to involve a lawyer · Insurance EVR registration: access, removal and legal help · Independent assessment of insurance damage: costs and legal help

Complaints and proceedings

Choosing your own lawyer under legal expenses insurance: arrange payment first · Legal expenses insurer refuses your case: assess cover and help · Limitation of insurance claims: protect your entitlement in time

Policies and insurance

Check your insurance policy: identify a coverage gap before claiming · Reading policy conditions and exclusions in an insurance dispute · Insurance disclosure duty: assess incorrect answers and consequences
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Insurer not responding or paying late: how can a lawyer help?Your insurer is silent or payment is overdue? Identify the blockage, commitments and urgent consequences, then choose an appropriate legal step.Choosing your own lawyer under legal expenses insurance: arrange payment firstWant to choose your lawyer using legal expenses insurance? Check proceedings, cover, budget and instructions before incurring costs.Legal expenses insurer refuses your case: assess cover and helpYour legal expenses insurer declines or stops your case? Separate coverage from prospects and prepare a focused complaint or second opinion.AOV disability benefit refused or stopped: legal help with your insurance disputeYour disability insurer refuses or stops benefits? Organise the policy, medical assessment and occupational duties for specialist legal advice.Limitation of insurance claims: protect your entitlement in timeCould your insurance claim become time-barred? Review when it became due, previous letters and interruption. Have a lawyer assess the correct deadline and action.Kifid complaint against your insurer: file, deadlines and legal helpWant to complain to Kifid? Check access, internal complaint, evidence and deadlines before choosing binding or non-binding advice.
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These sources relate to the topics on this overview page. Specific sources accompany each article. A source citation is not a legal review.

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Insurer rejects your claim: when should you contact a lawyer?Your insurer accuses you of fraud: when to involve a lawyerInsurance EVR registration: access, removal and legal helpCoverage dispute with your insurer: interpreting the policy and getting legal helpIndependent assessment of insurance damage: costs and legal helpInsurer not responding or paying late: how can a lawyer help?Choosing your own lawyer under legal expenses insurance: arrange payment firstLegal expenses insurer refuses your case: assess cover and helpAOV disability benefit refused or stopped: legal help with your insurance disputeLimitation of insurance claims: protect your entitlement in timeKifid complaint against your insurer: file, deadlines and legal helpBinding or non-binding Kifid advice: choose before your insurance caseComplain to your insurer: a focused letter and next stepSettling with your insurer: have final release assessed before agreeingSuing your insurer: lawyer, evidence and litigation riskNeed an insurance lawyer? Choose help suited to your disputeCheck your insurance policy: identify a coverage gap before claimingReading policy conditions and exclusions in an insurance disputeInsurance disclosure duty: assess incorrect answers and consequencesUnderinsurance after damage: calculation, guarantee and legal helpTwo policies for the same damage: who should handle your claim?Cancelling insurance: end date, cover and disputed terminationReporting damage to your insurer: complete, timely and provableEvidence for your insurance claim: substantiating cause, ownership and the amount of lossThe insurer's loss adjuster: report, authority and objectionsRequesting an advance insurance payment: substantiation and conditionsLimiting damage and mitigation costs: what does your insurance reimburse?Buildings insurer refuses home damage: assessing cause and coverContents insurance refuses a claim: proving belongings, location and valueLiability insurance refuses damage: liability and coverPremium arrears and no cover: have the reminder and suspension assessedYour insurer terminates your policy: reason, end date and lawyerInsurance adviser liability: advice errors, missed cover and lossLegal expenses dispute procedure: a lawyer for disagreements about approach or prospectsInsurer requests medical information: have the request and consent assessedCurrent value or new replacement value: have an insufficient insurance payment assessedInsurer relies on gross negligence: have the exclusion examinedFire damage not reimbursed: a lawyer for investigation and repairsWater damage rejected: assess leakage, cause and compensationStorm damage rejected: have wind evidence and the policy assessedCar damage: which insurer should you approach?Cancelling a trip: will your cancellation insurance pay?Cohabitation or separation: who remains insured?Life insurance payment: is the amount correct and who receives it?Term life insurance does not pay: check the rejectionHealth insurance does not reimburse: investigate the decisionProfessional indemnity insurance: a claim after a professional errorBusiness interruption insurance: stoppage and lost gross profitDirectors’ and officers’ liability insurance: claim and coverPayment to the injured party: when can you approach the insurer?Insurer rejects your claim: when should you contact a lawyer? · NLYour insurer accuses you of fraud: when to involve a lawyer · NLInsurance EVR registration: access, removal and legal help · NLCoverage dispute with your insurer: interpreting the policy and getting legal help · NLIndependent assessment of insurance damage: costs and legal help · NLInsurer not responding or paying late: how can a lawyer help? · NLInsurer rejects your claim: when should you contact a lawyer? · PDF (NL)Your insurer accuses you of fraud: when to involve a lawyer · PDF (NL)Insurance EVR registration: access, removal and legal help · PDF (NL)Coverage dispute with your insurer: interpreting the policy and getting legal help · PDF (NL)Independent assessment of insurance damage: costs and legal help · PDF (NL)Insurer not responding or paying late: how can a lawyer help? · PDF (NL)Need a lawyer? Agree on the work and costs.Prepare your consultationAll PDF guidesNeed an insurance lawyer? Choose help suited to your disputeFind a lawyerOfficial lawyer registerArticlesArticlesExplainer videosExplainer videosToolsToolsPDF guidesPDF guidesMethod and sourcesMethod and sourcesLegal helpLegal help
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Topics

Understand your position, gather the right documents and explore the next step for your situation.

Insurer rejects your claim: when should you contact a lawyer?Insurance refusing to pay? Learn how to examine the rejection, gather evidence and choose between a complaint, Kifid and an insurance lawyer.
Your insurer accuses you of fraud: when to involve a lawyerAn insurance fraud allegation can affect your claim, policy and registration. Prepare the facts and challenge each measure with specialist advice.
Insurance EVR registration: access, removal and legal helpYour insurer has entered your details in the EVR? Learn how to obtain records, challenge the grounds and duration, and prepare a removal request.
Coverage dispute with your insurer: interpreting the policy and getting legal helpDisagreement about an exclusion or policy wording? Prepare your coverage dispute with the correct terms, relevant facts and specialist legal advice.
Independent assessment of insurance damage: costs and legal helpDisagree with your insurer’s damage valuation? Learn when an independent expert helps, which cost questions to ask and when to consult a lawyer.
Insurer not responding or paying late: how can a lawyer help?Your insurer is silent or payment is overdue? Identify the blockage, commitments and urgent consequences, then choose an appropriate legal step.

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